What Documents You Need to Bring When Buying or Leasing a Car

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Coming to the dealership with all the right paperwork can go a long way toward easing up the purchase or lease process and getting you home with a new car. What you need to bring depends on what you intend to do at the dealership, but just in case, it doesn't hurt to bring everything. That includes:

  1. Valid driver's license
  2. Insurance card
  3. Any trade documents (title, registration, or loan release)
  4. Last two recent pay stubs (if you have more than one job, bring the stubs from those as well)
  5. Proof of residency (any current utility bill should do, such as water or electric)
  6. List of references (not including anyone living in your household)

You may not always need all of these, but at the very least you should always bring the first two items, or the first three if you intend to trade in a vehicle. Items #4, 5, and 6 can be beneficial if you are unsure of your credit score or know that it could be better than it currently is, as they can help you get a better deal on a car than based on credit score alone.

If you just want a test drive or to get a quote, you only need to bring a valid driver's license. If you want to get approved for a loan, bring your driver's license, last two recent pay stubs, and proof of residence.

We're always prepared to give you all the assistance you may require at Paragon Acura, but if you come prepared as well, you'll find yourself back home in a new car in no time! If you have any questions concerning vehicle finance, please reach out to us at (718) 550-6046